Barclays Loan Offer Review: Pros & Cons of a Barclays Personal Loan


Barclays Personal Loan Offer

  • Borrow up to $35,000 from Barclays Bank Delaware
  • Must be 18 years of age or older and a legal US resident
  • Apply at
  • Requires the invitation code
  • Interest rates range from 5.74% to 18.99%, depending on your creditworthiness

Barclays personal loan offer rates start as low as 4.99% and are available in 36, 48 or 60 months.

Checking your rate won’t affect your credit score and loan funds will be disbursed in a few business days upon loan offer acceptance. Pros and Cons

  • Barclays Personal Loan offers come with no origination fee or any other fees for that matter
  • A good or excellent credit score is required
  • If you decide to pay off the loan early you will not be charged a prepayment penalty
  • Customers are allowed to pick their payment due date
  • Simple & quick application
  • Not guaranteed the amount you want
  • Not a ton of reviews available as of yet

Barclays Personal Loan Review Reviews

  • NerdWallet: 4.5 out of 5 – ‎Reviewed by Amrita Jayakumar
  • 4 out of 5 – ‎Reviewed by Anna Serio
  • 4.5 out of 5

Barclays Loan Offer Phone Number

  • General Inquiries 1-866-951-1416
  • International (Call us collect) 1-302-255-8888
  • Fax Number 1-866-464-8526
  • Mail: Card Services P.O. Box 8801 Wilmington, DE 19899-8801

You can also visit to view the contact information shown above.

Barclays Loan Application Status?

To check the status of an already submitted loan application please visit

To check the status please have your reference number, mothers maiden name, and the last 4 digits of your SSN.

Apply for Barclays Personal Loan Without Invitation Number?

Simply visit to submit an application without the invitation code.

BarclaysLoanOffer Verdict

Barclays personal loan rates are slightly lower than those of other lenders that accept high credit scores and target debt consolidation borrowers, such as Marcus by Goldman Sachs and Discover.

Overall the Barclays Personal Loan offers is a good pick for consumers looking to pay off credit card debt or making a large purchase.

Credit rating not so great? Check out “Credit Cards for Fair Credit Guide” to find a card that can help you improve your credit rating.

Barclays Loan Offer Website

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Elizabeth Weintraub
Elizabeth Weintraub is a former writer for The Balance. She has an extensive background in real estate spanning more than 40 years, including experience in related industries such as title and escrow. Weintruab began in the real estate business in 1974 as a title searcher at First American Title in Boulder, Colorado. After moving to Newport Beach, California, she became an escrow officer in 1976 and advanced to certified status as designated by the California Escrow Association.Likes: SEO, snowboarding, high limit poker, traveling, stock market - Dislikes: Cold weather after new years, boring careers, traffic